A lot of us will be coming off really good fixed mortgage rates and have no clue what to do.  I will look, over the next few days in these blogs, at different mortgage options for you. Today I will be looking at what to do if you want to refix your mortgage. In the time coming up to your mortgage renewal date, do some research.  I am not talking about watching the media reports, but do some actual research.  A site I like to look at for really good, free, accurate information is  www.interest.co.nz   Have a look under borrowing and you will find a really useful spreadsheet.  In fact have a look all around that site, it has really interesting reading.  I have heard of people getting financial advice etc from tiktok and facebook.  Please, don't get advice from  social media go to reputable sites. The interest.co.nz spreadsheet has the mortgage rates for every single bank and lending institution in New Zealand.  This list is updated ...