Let's imagine for a moment you purchase a new couch, like the one pictured with my twin grandsons, separated and beautifully sleeping, I love them so so much!!  They truly are a gorgeous little combination of trouble and trouble, but they keep me young they are so full on, this is truly a small moment of peace and bliss, they are truly perfect!  I digress, apologies for that.......moving right along. When we spend a lot of money on an appliance or a large item of furniture, even a car, we often get asked if we would like to have an "extended warranty".  The extended warranty can be quite pricey, and can be an additional cost added to whatever finance option you are using to pay for the product and therefore has compounding interest on it as well.   Let's have a conversation about extended warranty. Most things we purchase, particularly those with higher price tags, have a warranty of some sort.  I am not talking about the extended one, but maybe a 12...